Making Tax Digital

the tax man discovered wifi

He’s digital… and nosy

The3Key will get you compliant, keep you on track, and make sure the Tax Man gets his updates without you losing sleep.

Get MTD ready

Digital Compliance, Sorted

Always Synced with HMRC

No MTD Mistakes

MTD: tax is GOING DIGITAL, ARE YOU READY?

Online filing isn’t optional, it’s required

The3Key connects your software, submissions, and records, fully compliant, always automatic. Digital tax done right.

what is mtd?

Self Assessment 2.0

because HMRC loves drama

HMRC now wants quarterly digital updates from the self-employed, with four filings a year through approved software to cut errors and close gaps.

mtd for income tax

who will mtd affect?

it's happening whether you like it or not

Making Tax Digital means quarterly reporting. One return becomes four. Hit the threshold and you’re in.

Get MTD ready

APRIL 2026: THE FIRST WAVE

Self-employed people earning over £50,000 must join Making Tax Digital, without delay.

APRIL 2027: LOWER THE BAR

The threshold drops to £30,000, pulling more self-employed people into MTD.

APRIL 2028: NEARLY all IN

Income above £20,000? You must join Making Tax Digital and file quarterly to stay compliant.

TURNOVER, NOT PROFIT

Thresholds are based on total income before expenses, and they combine SA and earnings.

IT’S COMING WhETHER YOU’RE READY OR NOT

Making Tax Digital is HMRC's push to digitise the tax system.

Talk to us

core requirements

HOW DOES it WORK?

Quarterly data, clean logs, year-end file

Keep digital records

You must maintain digital accounting records in software or spreadsheets. Paper records will no longer meet the legislative requirements. You must record the amount, category, and date of income and expenses digitally for each source separately.

Submit quarterly updates

Taxpayers must send HMRC quarterly income and expense summaries, simple totals, not full returns.

6 April to 5 July: Due 7 August
6 July to 5 October: Due 7 November
6 October to 5 January: Due 7 February
6 January to 5 April: Due 7 May

Each trade or property needs its own quarterly update, so one trader with rentals files eight a year.

Final declaration at year-end

After submitting your four quarterly updates, you must enter any additional income such as bank interest, employment income, and capital gains. The filing deadline remains 31 January following the end of the tax year.

stay compliant

We Get You MTD-Ready

HMRC sends the letter, The3Key beats it.

Scope Check

Determine if you're in scope based on your 2024/25 tax return.

Exemption Review

Check if you qualify for any relevant MTD exemptions.

HMRC Signup

Sign you up with HMRC (registration can start from April 2025).

Software Setup

Set up MTD-compatible software that works for your business.

Digital Records

Create reliable digital record-keeping systems for MTD.

Authorisations

Handle any HMRC registrations and agent authorisations.

Quarterly updates

and WE HANDLE YOUR QUARTERLY REPORTS

No stress, no penalties

Get MTD ready

Record Keeping

Recording income and expenses in MTD-compliant format

Quarterly Summaries

Preparing quarterly summaries for each trade or property business

On-Time Submission

Submitting updates to HMRC by the deadline (7th of the month)

Progress Tracking

Tracking cumulative totals throughout the year with complete clarity

Error Fixing

Making corrections in subsequent updates if needed

tax year

We handle your year-end declaration

So the Tax Man finds nothing to chew on

The deadline stays the same. The process changes completely. The3Key makes sure you're compliant with the new system while still minimising your tax bill.

be prepared

We keep you ahead of, not guessing

Because he’s fastest when you’re clueless

The Tax Man loves catching people unprepared. The3Key makes sure you're three steps ahead of his deadlines, his software requirements, and his penalty points.

mtd SPECIALISTS

WHY do CREATIVES NEED MTD SPECIALISTS?

Because income never lands in tidy quarters

Most accountants don’t get creative businesses, with shifting projects, changing retainers, income in waves, and expenses HMRC questions.

Creatives Aren’t Typical

Most accountants don’t get project income, retainers, or uneven cash flow.

The Tax Man Assumes Regular

MTD expects steady income. Creative businesses are anything but.

we help with Tricky Project Timing

We allocate project income across quarters to keep reports accurate.

Shifting Retainers, we will help

Mid-quarter changes? We keep your numbers right and compliant.

Big Payouts can equal Big Risks

One large payment can tip you over thresholds, we keep watch.

Smart Expense Sorting

We categorise every expense so HMRC stays perfectly satisfied.

The3Key Gets Creatives

We’ve handled MTD for creatives. You create, we deal with the Tax Man.