quarterly reports

THE TAX MAN LOVES SURPRISES, WE DON’T

We find the problems before HMRC does

Each quarter, The3Key reviews accounts, fixes risks, finds savings, and keeps you informed. No surprises, only clarity.

No Quarterly Plot Twists
Four Checkups, Zero Panic
Problems Caught Early

Hidden risks, Missed savings, Lost money, Fixed quarterly

Fewer forms, Less stress, More genius

The3Key reviews every account each quarter, catching issues early, applying tax-saving measures, and keeping your business clear, compliant, and confident.

Risk Checks

Hidden risks bite, We catch them first

We spot mistakes long before HMRC

Each quarter The3Key checks your numbers, fixes risks early and finds savings. No stress or surprises, just clear accounts, clean records and confidence with HMRC.

COMPLIANCE

COMPLIANCE RISKS, WHAT the tax man LOOKs FOR

Would HMRC be happy today?

HMRC doesn’t care why things are messy. They want correct tax, on time. Here’s what they look for:

Draft Invoice Errors

We review draft invoices quarterly, deleting unused ones and recording only real income.

Payment Fee Gaps

We reconciles Stripe, PayPal, and Square, recording full income and fees correctly each quarter.

Questionable Expenses

We flag personal or excessive expenses early, ensuring only real business costs are claimed.

Duplicate Entries

We check all expenses quarterly, removing duplicates to keep accounts clean and compliant.

Make my quarter completely HMRC-safe

Let’s keep the tax man quiet.

tax measures

The Tax Man takes what you don't actively protect

KEEPING MORE MONEY LEGALLY

Corporation Tax

The3Key identifies missing expenses like software, equipment, and training, helping reduce profits and lower Corporation Tax each quarter.

Flat Rate Scheme

The3Key reviews your salary structure quarterly, adjusting for allowances, age, and changes to keep total tax minimal.

VAT Schemes

The3Key compares VAT schemes quarterly, calculating savings and switching when beneficial to maximize profit and minimize payments.

DIRECTOR'S LOAN

UNDERSTANDING MONEY you’re OWED

Pay yourself cleanly with no extra tax

Director’s Loan

A Director’s Loan records money moving between you and your company outside salary.

Overdrawn Balance

If your loan exceeds £10,000, it triggers tax charges and repayment deadlines.

Ongoing Monitoring

The3Key reviews your loan quarterly, alerts you early, and helps plan repayments.

tax deadlines

UPCOMING TAX PAYMENTS AND CASH PLANNING

Never surprised by tax deadlines

We warn you months before every tax payment, shows the next six months of obligations, and helps plan cash so deadlines never become crises and creative-industry income gaps don’t hurt you.

PERSONAL TAX

PERSONAL TAX SUMMARY, NO MORE SURPRISE BILLS

Constant clarity, not January shocks

Every quarter, The3Key estimates your personal tax based on salary and dividends, showing January liabilities in advance so you adjust gradually and avoid sudden £15,000 surprises or panic borrowing.

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